Start Free Trial SmartBookings — Online Booking & Ticketing Software All Guides

Payment Gateway Integrations (16 Supported Providers)

Payments & Financials Admin Location: Settings > System Settings > Payment Gateways (/admin/pages/Settings.aspx)

Connect Your Existing Merchant Acquirer with Zero Lock-In

Unlike legacy ticketing software that forces leisure operators onto expensive, proprietary payment processors, SmartBookings natively supports 16 industry-leading payment gateways. Keep your existing acquiring bank contracts, negotiate the lowest interchange rates, and maintain direct control over your daily bank settlement payouts.

Level 1 PCI-DSS Security: All cardholder data is tokenized via encrypted hosted fields or direct bank redirects. Your SmartBookings system never stores raw card details, ensuring frictionless compliance.

0% SmartBookings Platform Fees — Direct Merchant Acquiring

Your Direct Merchant Contract: All card processing, acquiring, and gateway fees are billed directly by your chosen payment processor according to your agreed commercial rates.

SmartBookings never charges transaction fees! We do not take a percentage cut of your ticket sales, add per-booking markups, or clip transactions. 100% of customer payments settle directly into your own merchant bank account.

GoCardless (Direct Debit)

Market-leading Bacs Direct Debit for recurring memberships, dojo dues, and season passes. Low capped fees (GoCardless charges 1% + 20p max £4; SmartBookings adds 0% fees).

Bacs Direct Debit 0% SB Fees Zero Card Expiry
GoCardless Guide

Stripe.com

Frictionless checkout with 1-touch Apple Pay & Google Pay, automated webhook sync, and 2-day rolling bank payouts.

Apple Pay Google Pay Webhooks
Stripe Guide

Worldpay

Enterprise card acquiring with Service ID, Client Key, and automated real-time transaction webhooks.

Entity starting with P Webhooks Enterprise
Worldpay Guide

Opayo (SagePay)

High-security UK card processing with 16-character AES encryption key and full 3D-Secure 2 compliance.

Vendor Name AES Key 3DS2
Opayo Guide

Square

Pair front-desk Square POS tills and Terminal card machines with online ticketing via Access Token and Location ID.

Square POS Access Token Location ID
Square Guide

SumUp

Low-cost, contract-free payment processing for independent play centres, farm parks, and pop-up events.

Client ID Secret Key No Contracts
SumUp Guide

PayPal

Recognizable consumer digital wallet with automated Instant Payment Notifications (IPN) order confirmation.

PayPal Business IPN Sync Digital Wallet
PayPal Guide

Global Payments (Realex)

Enterprise card processing for large leisure trusts, resorts, and municipal sports attractions.

Realex App ID Shared Secret
Global Payments Guide

CyberSource (Visa)

Enterprise payment management with Decision Manager fraud screening and Secure Acceptance Profile keys.

Visa Solution Access Key Profile ID
CyberSource Guide

CardStream

Independent payment gateway network connecting to UK and European acquiring banks with SHA-512 signatures.

Merchant ID Signature Secret White-Label
CardStream Guide

Handepay

Popular across UK independent soft play centres and attractions with transparent fees and no hidden compliance costs.

Handepay MID Secret Key UK Merchants
Handepay Guide

Payzone

Secure hosted card payment form with Payzone MID, gateway password, and pre-shared verification keys.

Payzone MID Gateway Password Pre-Shared Key
Payzone Guide

First Data (Fiserv / Clover)

Unify online booking revenue under your existing Fiserv merchant acquiring contract and Clover POS tills.

Clover Acquirer First Data MID Gateway Secret
First Data Guide

Paysafe

International payment solutions supporting digital wallets and credit cards with Base64 key encryption.

Base64 Encoded One-Time Key Test & Live
Paysafe Guide

RMS (Retail Merchant Services)

Merchant acquiring and gateway technology tailored for UK leisure centres and indoor entertainment parks.

RMS MID Secret Key MMS Portal
RMS Guide

UTP (Universal Transaction Processing)

Powered by Barclaycard Payment Solutions with Faster Processing same-day settlement capabilities.

Barclaycard Acquired Same-Day Payout UTP Secret
UTP Guide

Dojo (Paymentsense)

Next-business-day 10:00 AM payouts 7 days a week, sleek card terminals, and unified online payments.

Next-Day Payout Card Terminals Paymentsense
Dojo Guide

Ready to Automate Your Bookings?

Join hundreds of UK operators running on SmartBookings with 0% platform booking fees and automated payments.

Start 14-Day Free Trial →

Frequently Asked Questions

Everything you need to know about setting up and scaling with SmartBookings:

Does SmartBookings charge any transaction fees, booking fees, or card markups?

No. SmartBookings adds 0% transaction fees. Unlike legacy ticketing platforms that take 2% to 6%+ of every booking, SmartBookings provides direct gateway integration. 100% of customer payments settle directly into your merchant bank account under your direct contract.

Can I connect my existing merchant acquiring bank (Worldpay, Opayo, Dojo, CardStream)?

Yes. SmartBookings supports 17 leading payment gateways. You can plug in your existing acquiring credentials (MIDs, API keys, Webhooks) to retain negotiated preferential transaction rates.

What is the difference between Stripe and GoCardless for memberships?

Stripe charges credit/debit cards instantly and supports Apple Pay/Google Pay. GoCardless collects bank-to-bank Bacs Direct Debit with lower capped fees (1% + 20p max £4) and zero involuntary churn from expired payment cards.

How does 3D-Secure 2.0 authentication protect leisure operators from chargebacks?

All 17 supported gateways utilize SCA (Strong Customer Authentication) and 3D-Secure 2.0 protocols. Cardholder identity is verified via biometric facial scan or banking app prompts, shifting chargeback fraud liability away from the venue.

How quickly do customer ticket and hire payments settle into our bank account?

Payout speeds depend on your merchant provider: Stripe offers rolling 2-day payouts, Dojo settles next-day by 10:00 AM (even on weekends), and GoCardless Bacs settles on day 4.
Try SmartBookings Free

Ready to Automate Your Bookings & Boost Revenue?

Join hundreds of leisure venues, sports clubs, clinics, and equipment hire businesses. Set up your online booking system in under 10 minutes with 0% platform booking fees.

14-Day Free Trial No Credit Card Required Free Setup & UK Support
Start Free Trial → Instant setup • Cancel anytime